Last Updated: Tuesday, September 22, 2026

Owning a rental property can be a path toward financial security. Ideally, your tenants’ rent will pay your mortgage and other expenses - allowing you to own the home outright and gain passive income. Unfortunately, this plan may be thwarted by tenants who don’t pay rent or who damage your property.
To reduce the risk of renting to problem tenants, all landlords should use a rental application as a first step in the tenant screening process. This application should get basic information - like rental history and income - while avoiding any potentially discriminatory questions. Our Florida rental application template provides an excellent starting point for landlords looking to draft or update their applications.
At Eaton Realty, we specialize in real estate transactions and property management in Hillsborough County. Our goal for each of our clients is to help you make a smart investment in rental property - and then achieve a profit through smart property management. If you are contemplating buying a rental property in Tampa, talk to one of our Tampa property managers about how we can help.
When you purchase an investment property, your expectation is likely that you will build equity over time - and, eventually, turn a profit. Of course, this plan largely depends on having tenants who pay rent each month and don’t damage the property. That is why screening prospective tenants is so critical.
There is never a guarantee that any tenant that you rent to will treat your property well and pay rent consistently. Even with a stellar rental history and a good monthly income, a renter may experience difficulties that lead them to do something out of character. Still, screening tenants is the best way to reduce the odds of losing money on your rental property.
Generally, tenant screening starts with an application. In this application, you can ask basic questions about their income, rental history, and more. With this information, you can run credit and criminal history checks. You can also contact prior landlords and other references to get an idea of what they are like as tenants.
A solid rental application can minimize the likelihood that your tenant won’t pay rent or damage your property because you can make a decision informed by past behavior. You can also protect other tenants from potential problems. For example, if you learn that an applicant has a criminal history of dealing drugs or that they often were the source of noise complaints at their prior residences, you can decide not to rent to them.
Of course, a rental application is just the first step. You should verify the information provided - something your property management company can help you do by running checks and talking to references. Your property manager can also closely monitor your rental properties so that they can be proactive if problems do arise with any tenants.
Screening tenants is a necessary step to ensure that you have responsible tenants who will pay rent and take care of your property. That being said, there are certain questions that you cannot ask your tenants.
Generally, you cannot ask any questions that would potentially allow you to discriminate against a prospective renter in violation of the Florida Civil Rights Act or the federal Fair Housing Act. Under these laws, it is illegal to refuse to rent to a person or otherwise discriminate against them based on their race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, or disability.
To avoid violating these laws - and facing steep consequences for doing so - you should never ask questions about the following on a rental application:
Essentially, landlords should take care when drafting a rental application to avoid asking for any information that could lead to a claim of discrimination. Instead, landlords should focus on the facts about an applicant that affect their potential to be a good tenant. This may include:
All of these questions must be asked universally and in a non-discriminatory way (i.e., you cannot only screen Black applicants for criminal history). Below, we have put together a sample rental application that will help you effectively - and legally - screen tenants.
Our property management team has created a free rental application template that you can use for your own rentals. This template can be modified to suit your particular needs. You can download the template by clicking the button below.
Owning rental properties can be profitable - and a headache. Screening tenants, running background checks, and reaching out to references is time-consuming but necessary. Our property managers will take on the task of finding great tenants for you, all while helping you manage your properties efficiently.
Eaton Realty works with property investors in the greater Tampa area to both buy and sell real estate. We also offer full-service property management so that you can have peace of mind in knowing that your rental units are in good hands. To learn more about our real estate services, fill out our online contact form or give us a call at 813-672-8022 to talk to a member of our West Central Florida real estate team.
The information disclosed above does not constitute legal or financial advice. Use this information at your discretion and consult a legal or financial professional for further guidance.

Director of Property Mgmt., MPM
Daniel is the Director of Property Management at Eaton Realty. He is a Master Property Manager, which is the highest level of recognition you can receive in the field. When he's not covering property management developments and insights on the Eaton blog or managing Eaton's property management team, Daniel can be found serving as the Southeast Regional Vice President/Ambassador for the National Association of Residential Property Managers. You can find Daniel on LinkedIn.