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$340,000
Mortgage Calculator3
BEDS
2
BATHS
1,241
SQ.FT.
TYPE
Single Family Residence
BEDROOMS
3
BATHROOMS FULL
2
LIVING AREA
1,241 sq.ft.
LOT SIZE
0.17 acres
YEAR BUILT
1956
NEW CONSTRUCTION
No
SELLING FIRM
Lpt Realty, Llc
MLS #
W7888325
Virtually Staged. Energy-efficient, move-in ready 3-bedroom, 2-bathroom concrete block home with a bonus flex room, covered carport, NO HOA, and NO CDD in Temple Terrace, FL 33617. Sitting in Flood Zone X, so flood insurance is not required by most lenders. The expensive stuff is already handled here: the solar panels will be fully PAID OFF with no lease to assume, no loan to inherit and they keep the monthly electric bill down to an average of $20 monthly. The HVAC was replaced in 2021, the electrical was updated in 2019, and double-pane insulated windows were installed in 2012 for energy efficiency, sound reduction, and lower utility costs year-round. Low cost of ownership isn't a buzzword here, it's the whole setup: no HOA dues, no CDD fees, a minimal electric bill, no flood insurance requirement, and updated major systems in a solid block construction mid-century home built in 1956.
Inside, durable luxury vinyl plank (LVP) flooring runs throughout for easy maintenance with no carpet to babysit. The living room connects to the dining room and kitchen at the center of the home for an easy everyday flow, and an interior laundry area keeps laundry day inside where it belongs. The primary bedroom includes a walk-in closet and en-suite primary bathroom, while two additional bedrooms with closets share a second full bathroom. Then there's the flex room: a separate bonus space near the kitchen and laundry that could become a true 4th bedroom with little more than the addition of a closet or serve as a home office, guest room, nursery, playroom, craft room, home gym, or library, depending on your plot line.
Outside, a covered front patio handles morning coffee and evening breezes, and the 11x17 covered carport keeps your car out of the Florida sun. With no HOA, there's no extra rulebook or monthly bill attached to your own home.
The location earns its keep: minutes from the University of South Florida (USF), AdventHealth Tampa, Moffitt Cancer Center, Busch Gardens, Adventure Island, and the Temple Terrace Golf & Country Club, with parks, trails, and kayak launches along the Hillsborough River and the Temple Terrace Family Recreation Complex nearby. Everyday shopping and dining sit along 56th Street and Fowler Avenue, and commuters get quick access to I-75 and I-275. Downtown Tampa and Ybor City are about 15 minutes away, with Tampa International Airport roughly 25. First-time buyers, downsizers, medical professionals, and investors take note: this pocket of Hillsborough County stays in steady demand thanks to the USF and hospital corridor.
A well-kept Temple Terrace home with modern systems, real energy savings, flexible space, and none of the monthly fees.
The 3rd and smallest incorporated municipality in Hillsborough County, Temple Terrace is known for its rolling landscape and massive oak trees. In fact, Temple Terrace has the most Grand Sand Live Oak trees in central Florida and is a Tree City USA as designated by the Arbor Day Foundation.
Have you outgrown your current home, do you wish to downsize, or are you thinking about a change of scenery? Buying a home represents one of the most significant investments of your life. For most, this is an exciting but overwhelming time. You want someone looking out for your interests.
Whether new construction or pre-owned, we’ll help you find the perfect home to fit your needs. Our buyer services are paid for by the seller, so you can leverage our expertise without paying a buyers’ agent fee. We look forward to helping you start the next chapter of your Tampa Bay housing journey!
Listings courtesy of Stellar MLS as distributed by MLS GRID based on information submitted to the MLS GRID as of Sun, 20 Sep 2026 12:21:27 GMT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Property information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.