Experience the quintessential Florida lifestyle at a NEW and very affordable PRICE —where WATERFRONT living meets community charm. This home is nestled within the 55+ Caribbean Isles Residential Cooperative in Apollo Beach, Florida. There is absolutely NO LOT RENT; here you will become a shareholder and participant in the operation of the community. This home offers 2 bedrooms and 2 full bathrooms across over 1,000 square feet of comfortable living space. Sit out on your porch and watch your neighbors as they boat out to the Bay for a day of sightseeing and fishing. This property is a haven for boating enthusiasts and nature lovers alike. The home includes a boat lift on the canal, with a concrete seawall which is maintained by the association. The home has a NEW roof, new HVAC, and new ductwork, insulation and vapor barrier. The interior boasts a thoughtful layout designed for both relaxation and entertainment. The spacious living area flows effortlessly into the dining area and kitchen, creating an inviting atmosphere for gatherings. Both bedrooms are generously sized, and provide ample storage and comfort. The laundry area is conveniently located by the primary bedroom, and the Florida room provides even more space for family visits and entertaining. Beyond the home's interior, residents of Caribbean Isles enjoy a vibrant community atmosphere with a variety of amenities tailored to active adults. Whether you are seeking a peaceful retreat or an active lifestyle, this property offers the best of both worlds. The community's network of canals provides a seamless route to the bay, perfect for leisurely cruises or fishing adventures. Manatee and dolphin are often seen swimming down the canals in this community.